Mortgage Loans

Home

Offers low cost, fixed interest rate home financing to first-time home buyers with low to moderate incomes.

Home Loans for Veterans

Offers low cost, fixed interest rate Home financing to military veterans. Military veterans do not have to be a first-time home buyer.

Major Rehabilitation

Offers low cost, fixed interest rate financing to purchase or refinance and rehabilitate a home.

Partnership for Homeownership

Provides affordable Home financing for rural residents through a partnership between WHEDA and USDA-Rural Development.

Borrower Assistance

WHEDA has down payment assistance dollars to help first-time home buyers in specific rural and urban Wisconsin markets with a high demand for affordable mortgages.

• Rural Initiative
• Partnership Neighborhood Initiative

Easy Close

Provides $4,000 for down payment and closing costs.

Gateway to Homeownership

A program to give your customers access to credit repair assistance and home buyer education. Borrowers that complete Gateway to Home Ownership have access to a WHEDA Home Loan with expanded credit guidelines.

Product Guideline Summary

First Mortgage Products

A quick reference sheet reviewing basic underwriting guidelines.

Recap of Underwriting Guidelines

Summery of 2008 changes.

Workforce Housing

Employers have much to gain by launching a Workforce Housing Initiative. Employers increase staff retention and decrease recruiting and training costs by assisting an employee in purchasing affordable, accessible, healthy and safe housing near the workplace.